Loan Options

Conventional

  • Lower interest rates.
  • Fewer penalties and fees.
  • Second home purchase options.

Best if you have good credit and a larger down payment to possibly receive lower rates with more flexible terms.

Learn More

Fixed-Rate Mortgage

  • Interest Rate and monthly payments remain the same for the entire term of the loan.
  • Protection against rising interest rates.

Best if you plan on staying in your home for an extended period of time.

Learn More

Adjustable-Rate Mortgage

  • Interest Rate and monthly payments remain the same for the entire term of the loan.
  • Protection against rising interest rates.

Best if you Plan on selling or refinancing within a few years.

Learn More

Jumbo Mortgage

  • Purchase a more expensive property.
  • Variety of terms available.

Best if you purchase a property above the conforming loan limits ($453,100 in most areas).

Learn More

FHA Loan

  • Low down payment options.
  • Flexible income and credit requirements.

Best if you are a first-time homebuyer or have a limited amount of funds for a down payment.

Learn More

USDA Loan

  • No down payment.
  • Low credit score requirements.
  • Flexible credit underwriting requirements.

Best if you Purchase a home in USDA designated rural areas.

Learn More

VA Loan

  • Low to no down payment.
  • Low income and credit requirements.
  • No mortgage insurance.

Best if you are active-duty military, a veteran or military spouse.

Learn More

Refinance

  • May be able to refinance to a lower interest rate.
  • Consolidate debt.
  • Turn your home equity into cash.*

Best if you already own a home and want to restructure your mortgage fit your current financial situation.

Learn More

Renovation Loan

  • Rolls the cost of upgrades and  a home purchase or refinance into one loan

Best if you own or want to purchase a home that needs repairs or renovations.

Learn More
Apply Now

*Appraised property value may affect loan amount.